Why the VA Loan?

Many veterans are surprised by how simple it is to refinance their home through the VA Interest Rate Reduction Loan program (IRRL). In contrast to when you first bought your home through the VA, the IRRL does not require income verification or in most cases an appraisal. This program has been designed purposely by VA to be very simple and streamline. You will be pleased with how quick and painless the process will be.
If you are looking for a cash-out, the VA loan will allow you to take up to 100% of the value of your home – which is more than conventional and FHA loans. Both refinance programs enjoy the benefit of no mortgage insurance – which saves you thousands of dollars over the life of your loan.

 

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